Having workers’ compensation coverage can save you and your business from costly lawsuits.
In Arizona, any business with employees is required to carry workers’ compensation. By carrying this policy, your employees are protected should they get hurt or become ill due to job related activity. In return, employers receive immunity from civil lawsuits filed by employees who do suffer an injury on the job.
There are very few exceptions to this law, and even if your business is exempt, you are still responsible to provide benefits to an injured worker. More importantly, you also remain exposed to civil lawsuits brought by employees who are injured. For most businesses, it just makes sense to offer protection to your employees and ensure that your business cannot be sued after an accident or illness occurs.
In Arizona, companies are allowed to purchase workers’ compensation insurance from private insurance companies. Having this option greatly reduces costs because you are not forced to purchase from the state. At Bennett and Porter we make it our mission to provide very affordable workers’ compensation to any business in Arizona. Our policies offer: