Often ranked as one of the top places to live in Arizona, this Phoenix suburb lives up to its name. Paradise Valley boasts of sprawling open spaces and quiet surroundings that make homeowners feel in touch with nature without having to sacrifice the comforts and luxuries they enjoy. If you’re already living in this piece of paradise or planning to move into the area, then you’ve made a great choice. And if by any chance, you’re looking for an AZ home insurance policy for your Paradise Valley property, you’ve come to the right place!
Protecting Your Property with Paradise Valley Home Insurance
Like many homeowners, you may have wondered – at some point – just how “necessary” it is to have your property insured. If you’re on a home mortgage or planning to get one, then there’s no getting around this because a homeowners’ insurance is one of the primary requirements to push your application forward.
Your home probably tops the list of your most significant investments and is one of your most valuable assets by far. Like any major investment, you want to protect your home from anything that might damage it or decrease its value, and one of the best and most efficient ways to do that is by getting a homeowners’ insurance policy.
Beyond Protecting Your Home
While your home is the main focus of the policy, there’s more to a Paradise Valley house insurance policy than protecting the structure of your home. The coverage also often extends to the people and belongings within the property, which includes:
Structures attached to your home
If your home has a garage, patio, deck, or other additions attached to it, your homeowners’ insurance policy may also help cover these structures, given that the cause of damage is included in the coverage.
In some instances, the insurance may also help pay for stolen or damaged personal property such as furniture, appliances, and other electronic equipment.
Your Arizona home insurance can also cover you and your family! If you or one of your family members accidentally injure someone or damage another person’s property, the liability coverage of the policy may help pay for the medical bills, legal fees, and/or repair costs incurred from the incident.
Guests and visitors
Yes, the people who come over to your place are also protected. Homeowners insurance policies usually come with “guest medical protection,” which takes care of a fraction of the medical expenses in the unfortunate chance that a guest injures himself/ herself in your home.
Temporary living expenses
If your family ends up losing your home to fire or other catastrophes, your insurance company should assist in the coverage for temporary living costs. You can use this to supplement the accommodation expenses while your house is repaired.
AZ Home Insurance by Bennett and Porter
Think of home insurance as a safety net that helps you get back on your feet should the unexpected occur. You may not be able to stop catastrophes from striking, or accidents from happening, but you can always take precautionary measures and better equip your family for any possibilities.
With our years of experience in providing home insurance for Arizona residents, you can bank on the Bennett and Porter team to deliver a custom-built homeowners insurance policy that is right for you.
Call To Speak With An Agent! 480-212-1150