Do you own a business and use vehicles as part of your operations? If so, then you need more than just regular auto insurance. More specifically, a commercial auto insurance policy that will provide insurance coverage to the trucks, vans, cars, and other vehicles that you use for your business in case of accidents and the liabilities that come with them.
A typical commercial car insurance policy usually provides four types of protection.
One is auto liability coverage, which can pay for any property damage or bodily injuries from an accident involving your commercial vehicle. This type of business auto insurance coverage also covers legal expenses related to the crash.
Medical payment coverage, on the other hand, can pay for your medical bills in case you or your passengers sustain injuries during the accident. It doesn’t even matter for this business auto insurance policy who is to blame for the mishap.
Should theft, vandalism, and certain weather events damage your commercial vehicle, a commercial vehicle insurance policy with physical damage and collision coverage can foot the bill for its repair.
And if your commercial vehicle gets hit by a driver who doesn’t have insurance, uninsured motorist coverage in your auto business insurance can help pay for any car damage or any bodily injury you sustain in the crash.
With so many auto insurance for business options available, you are going to need the advice of insurance experts. Contact Bennett & Porter at 480-212-1150 and talk to our in-house insurance experts who will provide you with all the information you need and help you protect your business with the right commercial car insurance.