Like other businesses, your cleaning or janitorial company also need insurance coverage. With most of your operations taking place in someone else’s home or establishment, you need protection against accidents and unforeseen circumstances. The mere nature of your business makes it prone to risks, liabilities, and claims.
Why Cleaning Companies Need Special Coverage
Since the job takes place in other people’s property, cleaning businesses are exposed to plenty of unique risks. Your employee could damage an expensive item or décor while on the job; there’s also the risk of employee theft. Indeed, a lot of things can go wrong. And when they do, you could be held responsible for it 99% of the time.
The right cleaning business insurance program will safeguard your interests against these concerns and many others. Your cleaning business needs adequate coverage to weather the storms that lie ahead.
Purchasing the Right Cleaning Insurance Policies
Cleaning and janitorial insurance refer to a group of policies that cleaning businesses need to purchase to cover potential risks. Yes, cleaning insurance is not a specific policy; instead, it’s several policies that you might want to buy to protect your business. Each plan covers a particular set of risks, and their costs may vary depending on the size of your cleaning company and the range of services that you offer.
Most cleaning businesses avail of insurance programs that include general liability and commercial property insurance. However, you can always choose to customize and tailor them to your requirements.
If you need any help with planning and choosing the right insurance policies, seek the advice of our insurance specialists at Bennett and Porter. With our experience and understanding of the cleaning business industry, we can assist you in creating an insurance portfolio that suits your business’ unique needs.